Spreadsheet Replacement Software

The Excel exit ramp for fund compliance

Spreadsheet-based compliance tracking breaks between 20 and 50 borrowers. Workbooks drift, formulas error silently, threshold changes happen with no audit log, email chasing consumes the team. CapitalBridge is the structured platform that replaces all of that: audit trail, automated covenant recalculation, counterparty self-service portal, and Excel ingestion to preserve everything you already have. 2-4 week migration, parallel running for one reporting period, then go-live.

Excel Ingestion / Northern Energy Q3 2025.xlsx
Schema detected

Northern Energy Q3 2025 QMA template detected (8 financial metrics, 4 ratios)

EBITDA $8.4M 98% confidence
Total debt $26.2M 99% confidence
Cash $1.2M 99% confidence
DSCR (computed) 1.64x Compliant
Why Excel Breaks at Scale

The pattern: works fine, then suddenly does not

Spreadsheet compliance tracking scales linearly until it does not. The break point is usually 20-50 borrowers. Symptoms: workbooks diverge across team members, formulas silently error, threshold changes leave no record, audit findings reveal gaps no one can explain, and somebody quits because compliance review is now a 50-hour week.

  • Per-borrower workbooks drift, no consistent definitions
  • Threshold changes happen in cells with no audit log
  • Trend analysis requires pivot tables every reporting period
  • No headroom monitoring, breaches discovered after the fact
  • Email chasing for missing data is a full-time job
From a head of compliance

"We knew Excel was broken. We just didn't know how broken until the auditor asked us to reconstruct the threshold history for one borrower and we couldn't."

2-4 Week Migration

Excel to live in 4 weeks. Excel data preserved.

Week 1

Configuration + import

Portfolio structure setup. Historical data imported from existing workbooks via Excel ingestion (auto schema-detect).

Week 2

Covenant + assignment

Covenant thresholds + headroom buffers configured. Cascading rule overrides applied. Borrower accounts created.

Week 3

Parallel running

Excel + CapitalBridge in parallel for one reporting period. Confirm output matches. Validate cross-portfolio dashboards.

Week 4

Go-live

Borrower portal live, fund team trained, Excel decommissioned (or kept as parallel reference for first quarter).

Ready?

See how it works with your portfolio structure

Book a 30-minute demo. We configure it with your actual portfolios, categories, and counterparties so you see exactly how CapitalBridge fits. No generic product tour. You talk to the team that built it.

Why we built this

"The gap between a $200K enterprise platform and a shared spreadsheet should not be this wide. We built the thing that belongs in that gap."