Borrower Reporting Software

Borrowers stop emailing. They submit.

Borrower reporting software gives portfolio counterparties their own portal: every deadline, every requirement, every prior submission, every compliance score. They see what is due, upload documents or fill structured forms, and track their own status. The fund team stops chasing. Production-proven across 191+ counterparties in 23 countries.

Borrower Portal / Northern Energy
Compliance score

94%

Items due

3

Q3 2025 QMA Due in 4 days
Q3 2025 Compliance Certificate Due in 14 days
Annual ESAP Update Due in 30 days
Why It Works

Borrowers do not want to chase you either

Most fund managers assume their borrowers will resist a portal. The opposite is true. Borrowers hate not knowing what is required, when it is required, and whether they are in good standing. A self-service portal removes the friction. The borrower logs in, sees the picture, submits, moves on. CapitalBridge customers consistently see ~80% drop in inbound "what do you need from me?" emails after the borrower portal goes live.

  • No training needed; first-session submissions are typical
  • Borrower-side reminders match fund-side reminders, no confusion
  • Compliance score gives borrowers something to optimize for
  • Documents arrive in the right format, with the right metadata
From a head of operations

"We thought borrowers would push back on the portal. They asked when the next features would ship. They want fewer emails as much as we do."

Three Submission Paths

Meet borrowers where they are

1

Portal-native

Borrower logs in, sees deadlines, opens a structured form, types in financial data, attaches supporting documents, submits. Default for most borrowers. Lowest friction.

2

Excel ingestion

Borrower already maintains a quarterly reporting workbook. Drop the file into the portal. CapitalBridge auto-detects schema, maps columns, surfaces confidence scores, commits clean data. Borrower keeps their workflow; data lands structured.

3

ERP direct sync

For sophisticated borrowers running NetSuite, QuickBooks, Xero, or SAP. CapitalBridge pulls financial data directly from the ERP on a scheduled cadence. Submission becomes near-zero effort: borrower reviews + approves the auto-prepared submission.

Capabilities

Production-grade borrower reporting

27 standard reporting types

AFS, QMA, CC, FCC, DSRA, ESAP, SEMR, SEIR, PAR30, PAR90, INS, BUDGET, FM, OR, TR, plus fund-specific types (AATIF, NDER, IMR, ESLR). Custom types added during configuration. No "we do not support that" conversations.

Cascading assignment rules

Set default reporting requirements at portfolio level, override at sector or sub-sector, override again at individual borrower. New borrowers automatically inherit. Most specific scope wins.

Multi-currency native

156 currencies, daily spot + forward rate sync, automatic USD conversion for consolidated reporting. Borrowers report in local currency; fund sees consolidated USD; auditors see both. Frontier-market currencies fully supported.

Compliance score per borrower

Each borrower sees their personal compliance score (70% weight on reporting timeliness, 30% on form completeness). Gives borrowers something to optimize for. Drives behaviour without nagging.

7-tier reminder cadence

Reminders fire at -7d, due, +1d, +3d, +7d, +14d, +30d. Each tier widens the recipient list. Polite at first, escalating gradually. Borrowers stay informed without feeling spammed.

Ready?

See how it works with your portfolio structure

Book a 30-minute demo. We configure it with your actual portfolios, categories, and counterparties so you see exactly how CapitalBridge fits. No generic product tour. You talk to the team that built it.

Why we built this

"The gap between a $200K enterprise platform and a shared spreadsheet should not be this wide. We built the thing that belongs in that gap."