Compliance tracking, covenant monitoring, and counterparty management
Portfolio compliance and counterparty management platform. Built by Proceptio, the team behind data infrastructure for IKEA and Baillie Gifford.
What CapitalBridge replaces
CapitalBridge replaces spreadsheet-based compliance tracking for investment funds that manage borrower reporting requirements. The platform automates submission scheduling, covenant monitoring with early breach warnings, and provides a self-service portal where counterparties submit documents and financial data directly.
27 reporting types, automated from assignment to escalation
Every reporting requirement has a type, a frequency, a due date calculation, and an escalation chain. The system creates pending submissions automatically, tracks their lifecycle, and escalates through seven tiers when deadlines pass. See the full guide to DFI reporting requirements for details on all 27 types.
90-Day Lookahead Scheduling
A daily background job scans all active assignments, looks 90 days ahead, and creates pending submissions with calculated due dates. Due dates are computed as PeriodEndDate plus a configurable DueDays value per reporting type. No manual intervention required.
If a borrower's fiscal year ends in December and AFS is due within 120 days, the system creates a pending AFS submission on October 1 with a due date of April 30. The counterparty sees it immediately in their portal.
7-Tier Automated Escalation
Each tier has configurable recipients and email templates. The escalation trail becomes audit evidence for regulatory review.
Cascading 4-tier assignment system
Reporting requirements and covenants are assigned at four scope levels. The most specific scope wins. One fund-level rule can apply to 50 borrowers, while a borrower-level exception exempts a single company from one requirement. No duplication, no manual overrides.
4-Tier Scope Resolution
Setting IsActive=false at Borrower scope exempts that borrower from any inherited assignment. No need to delete the parent rule.
Before creating an assignment, the system shows how many borrowers will be affected. You see the impact before committing.
Assignments are active the moment they are created. The daily background job picks them up and creates submissions from them automatically.
Threshold engine with headroom tracking
Each covenant has a configurable threshold, comparison operator (>=, <=, >, <, =, !=), and headroom percentage. The system calculates three health states and warns before breaches happen. Read more in our complete guide to covenant monitoring.
Cascading Covenant Assignments
Covenants use the same 4-tier scope system as reporting requirements. Set DSCR >= 1.25x at the fund level. Override to DSCR >= 1.5x for a high-risk sector. Exclude a specific borrower that has a waiver.
Covenants are FormMetric records from any IsCovenant=true group. This means any financial metric collected through the form system can become a monitored covenant with threshold enforcement.
Standard Covenant Types
Self-service portal for borrowers
Counterparties log in to their own portal, see exactly what is due, upload documents, submit financial data, and track their compliance score. No more email chains asking for status updates.
Portal Capabilities
All deadlines sorted by urgency. Overdue items surface first.
Drag-and-drop upload. Every file is versioned and timestamped.
Configurable form templates per borrower type. Field types: Currency, Decimal, Percentage, Text, Date, Boolean, Dropdown, Checkbox, File.
Auto-parsed and validated against expected column mappings. No manual re-entry.
Revenue, EBITDA, DSCR, LTV, and margin calculations computed from submitted data. No manual formulas.
Real-time status visibility: Pending, Submitted, Approved, Rejected, ReworkRequired.
156 currencies with daily FX sync
Including frontier markets where development finance operates. Zambian Kwacha, Mozambican Metical, Rwandan Franc, CFA Franc, Kenyan Shilling, Nigerian Naira, Indonesian Rupiah, South African Rand. Not just G10 currencies.
How It Works
Background job runs at 06:00 UTC daily. Pulls spot and forward rates from market data API for all active currencies. Rates stored historically for audit.
Thresholds are set in local currency. Calculations run against local-currency values. Results reported in fund currency with auto-conversion at the daily rate.
Every rate is timestamped and stored. Auditors can verify which rate was used for any calculation on any date.
Dashboards, matrices, and portfolio analytics
Four views that replace the spreadsheets fund managers currently use to track compliance across portfolios. See the full product page for details.
Submission status at a glance
Grid view of submission status per requirement per reporting period. One borrower, one fiscal year. Sections grouped by frequency: Annual, Quarterly, Monthly. Color-coded cells show Pending, Submitted, Approved, Overdue status instantly.
Who reports what, and where
Tree view showing Funds, Sectors, SubSectors, and Borrowers with which reporting requirements are assigned at each level. See the full assignment cascade in one view. Identify gaps in coverage before they become compliance issues.
Cross-borrower compliance overview
Per-fund compliance rates, overdue submission counts, and a recent activity feed. Fund managers see which borrowers need attention without opening individual records.
Financial data at the metric level
Pull financial data from accounting systems
Direct integrations with the accounting systems your counterparties already use. Data is auto-parsed, validated, and mapped to CapitalBridge reporting structures. See all supported integrations.
GL transactions, income statements, balance sheets, trial balance. Built by the same team that maintains NetSuite Sync for IKEA and Baillie Gifford.
Online and Desktop editions. Financial statements and transaction data pulled on schedule or on demand.
Popular in Africa and APAC markets. Profit and loss, balance sheet, and bank transaction data.
Automated ingestion with configurable column mapping and validation rules. Handles non-standard formats from counterparties who use local accounting software.
For proprietary accounting systems or internal databases. If your counterparties use a system not listed above, we build the connector. Same team, same codebase, same support.
Security and infrastructure
Built for sensitive financial data. Six layers of security, independently verified certifications, and complete data ownership for every customer. See the full security architecture.
Security, Availability, and Confidentiality trust service criteria. Annual re-certification. Independent audit, not self-assessed.
Data Protection Agreement with every customer. Right to rectification, erasure, and portability. Data protection by design, not bolted on after.
AES-256 at rest, TLS 1.2+ in transit
MFA (authenticator/SMS/email), JWT sessions, security stamp validation, brute-force lockout
4-tier RBAC: System Admin, Fund Admin, Analyst, Counterparty. Portfolio-scoped. Counterparties see only their own data.
Field-level change tracking, user attribution, tamper-proof append-only format, exportable for regulators
Azure Blob private containers, time-limited SAS tokens, tenant-isolated paths, version tracking
Azure-hosted (EU default), Key Vault secrets, HTTPS enforced, anti-forgery tokens, dependency scanning
Customer owns all data. No third-party use. Full export capability. 30-day deletion on subscription end. GDPR right to rectification, erasure, and portability.
Production proof
This is not a prototype. CapitalBridge runs real fund operations for Cygnum Capital, processing submissions, monitoring covenants, and sending automated reminders every day. Read the technical case study for the full engineering story.
The team behind the platform
CapitalBridge was built by Proceptio, a software development team that builds data infrastructure for institutional clients like IKEA and Baillie Gifford. We understand fund operations because we build the systems that run them.
The engineering capabilities behind CapitalBridge (cascading rule engines, multi-currency financial calculations, real-time monitoring dashboards, automated workflow orchestration, enterprise security) apply to any operational workflow your organization needs automated.
If you need capabilities beyond what CapitalBridge covers, we build those too.