Priced on portfolio size. Nothing else.
$750 to $2,500 a month. Every feature on every band, no per-user fees, no setup fee. Put your own portfolio size into the calculator and it returns your figure.
Between a spreadsheet and a quarter of a million dollars.
One number moves the price: how many counterparties you are monitoring. Not seats, not portfolios, not modules, not which reports you switch on. Everything below is the real figure, not a starting point that grows in a call.
Borrowers, investees, portfolio companies, obligors. Whatever you call the organisations that owe you a report. Cygnum runs 191 of them across 23 countries.
On an annual term you pay ten months and get twelve. Monthly has no minimum term.
Optional. Pull counterparty financials straight out of NetSuite, QuickBooks or Xero so nobody re-keys them. Excel and CSV ingestion is included at no cost, so leave this at zero unless you want direct sync.
60 counterparties, billed monthly: $1,500 per month.
That is $18,000 a year. Paying annually instead would be $15,000, saving $3,000.
- Band
- 31 to 100 counterparties
- Term
- Monthly, no minimum term.
- One-time setup
- None. Excel and CSV ingestion is included.
- Users and seats
- Unlimited, on every band. Counterparty portal accounts included.
Above 100 counterparties the figure is a floor rather than a quote: multi-portfolio structures and consolidated reporting are scoped on the call. The band is where that conversation starts, not where it lands.
Every band includes the whole product: the reporting template library, the counterparty self-service portal, covenant and threshold monitoring, the seven-tier reminder escalation, multi-currency with daily FX, the full submission audit trail, and the MCP layer that lets Claude answer questions against your live portfolio. There is no feature gate between the bands, only portfolio size.
Drawn to scale.
Annual cost of running counterparty compliance, at the same scale across all three. The bar is the argument.
The honest part: those platforms are not overpriced for what they are. They carry fund accounting, investor relations and portfolio analytics that CapitalBridge does not and will not. If you need a general ledger, buy one. If what you actually need is to stop chasing counterparties for reports and to know about a covenant breach before it happens, you are paying six figures for the two per cent of the platform you use. See the capability comparison.
Getting the data in without anyone re-keying it.
Everything else is in the subscription. This is the only line that is not, and most portfolios never need it.
Your counterparties keep sending the workbook they already send. It is parsed, mapped to your template and validated on arrival.
NetSuite, QuickBooks, Xero and others. Financials come straight out of the counterparty's own system, so nobody fills in a form at all. Built by the team that runs production ERP connectors for IKEA and Heineken.
A core banking system, a data warehouse, a regulator's file format. Scoped and quoted per engagement, before any work starts.
See what each connector pulls, or skip it entirely: 191 counterparties run on the portal and Excel ingestion today, with no ERP connector at all.
One portfolio. Two weeks.
Or you pay nothing.
We stand up covenant tracking for one of your portfolios in two weeks. We migrate your reporting schedule, configure your covenants, and onboard your counterparties to the portal.
If your team is not spending less time chasing submissions after one reporting cycle, you pay nothing and keep the templates.
We can offer this because the platform is configured, not built: it is live in two to four weeks either way. A pilot that does not work costs us setup time, not a rebuild. That is the whole reason the risk can sit on our side of the table.
- “Migration will be painful.”
- The scope is one portfolio, not the whole book.
- “Our counterparties will never use a portal.”
- One reporting cycle settles it, at no cost to you.
- “We have no budget approved.”
- There is nothing to approve until it has worked.
- “We were burned by an 18-month implementation.”
- Two weeks, and the templates are yours either way.
- “One reference customer is not enough.”
- We are not asking you to trust it. We are asking you to test it.
Capacity is the real limit on this, not appetite. We onboard a small number of pilots at a time so that each one gets the engineering team rather than a queue.
On the money
Anything not answered here, ask us on a call and we will put the answer on this page.
How much does CapitalBridge cost?
$750 to $2,500 a month, set by the number of counterparties in your portfolio. Up to 30 counterparties is $750 a month, up to 100 is $1,500 a month, and above 100 starts at $2,500 a month. On an annual term you pay ten months and get twelve, so the same bands come to $7,500, $15,000 and from $25,000 a year.
Do you charge per user?
No. No per-seat fees, no per-admin fees, and no charge for counterparty portal accounts. Give the credit committee read access, give operations write access, onboard every counterparty: none of it moves the number. Per-user pricing punishes you for putting the right people in front of the data, which is the opposite of what a compliance system is for.
Is there a setup or implementation fee?
None for the platform. Configuration, counterparty import, template setup, assignment rules, covenant thresholds and training are all part of the two-to-four week onboarding and are in the subscription. Direct ERP synchronisation is the one paid extra, at $5,000 to $15,000 one time per system. Excel and CSV ingestion is included.
What happens when the portfolio grows past a band?
The band is agreed at the start of the term and reviewed at renewal, not mid-cycle. Add counterparties whenever you need to: nothing stops working and no invoice changes underneath you. If you have crossed into the next band by renewal, that is the conversation at renewal.
Is there a free trial?
No, and deliberately. A compliance platform with none of your data in it proves nothing: you would spend a fortnight typing counterparties in to find out whether it works. The one-portfolio pilot is the answer instead. We configure one of your real portfolios in two weeks, and if your team is not spending less time chasing submissions after one reporting cycle you pay nothing and keep the templates.
Why publish a price when nobody else in this market does?
Because you can already price every alternative on this site except ours. Our own comparison pages carry six-figure numbers for the enterprise platforms and a blank cell for us, which is a strange way to make a cost argument. If we are genuinely an order of magnitude cheaper, the number is the argument, and hiding it behind a qualification call only buys us the chance to charge whoever seems able to pay more. We would rather you found out in ten seconds whether we are in your range.