Alerts that find you before the breach finds you
Automated covenant alerts are the difference between a portfolio team that fixes problems proactively and one that explains problems after the fact. CapitalBridge sends email + dashboard notifications the moment a covenant value enters the headroom buffer or crosses the threshold. Configurable escalation rules route amber to the fund manager and red breaches to the credit committee. Suppression logic prevents alert fatigue.
Northern Energy DSCR cushion at 2%
Routed to: portfolio manager, credit analyst
Meridian Holdings asset cover below 1.0x
Routed to: PM, credit committee, head of risk
Apex Capital LTV back below threshold
Resolved by Q3 2025 valuation update
Pacific Infrastructure Q3 financials due in 7 days
Tier 1 reminder sent to borrower CFO
Three alert classes, one notification system
Headroom warnings (amber)
Triggered when a covenant value enters the configured headroom buffer. Routed to portfolio manager + credit analyst. Email + dashboard. Suppressed if status was already amber on the prior period.
Breach alerts (red)
Triggered when a covenant value crosses the threshold. Routed to portfolio manager, credit committee chair, head of risk, plus any named escalation recipients. Email + dashboard. Logged in audit trail.
Reminder cadence
7-tier escalation for missed financial data: -7d (heads-up to borrower), due, +1d, +3d, +7d, +14d, +30d. Each tier escalates the recipient list. Borrower self-service portal shows the same calendar so deadlines are visible to both sides.
Alert system designed for compliance teams
Configurable escalation rules
Per covenant, per status (amber, red), per borrower category. Set who gets alerted, in what order, with what cadence. Override at borrower level for stressed credits requiring tighter escalation.
7-tier reminder schedule
Submission deadline reminders fire at -7d (advance), due date, +1d, +3d, +7d, +14d, +30d. Each tier widens the recipient list, applying gentle pressure without spamming.
Suppression + dedupe
No re-firing of the same alert until status changes. If a covenant is already amber, the next quarter does not re-trigger an amber alert. New status transitions = new alerts. Avoids alert fatigue that kills attention.
Audit-ready notification log
Every alert, every recipient, every timestamp logged in the audit trail. When auditors ask "did the credit committee know about this breach when it happened?" the answer is in one query, not an email archaeology project.
Borrower-side visibility
Same alerts surface in the borrower self-service portal. Borrowers see their own deadlines, status changes, and escalations. Many breaches get fixed by the borrower before the fund team needs to engage.
See how it works with your portfolio structure
Book a 30-minute demo. We configure it with your actual portfolios, categories, and counterparties so you see exactly how CapitalBridge fits. No generic product tour. You talk to the team that built it.
"The gap between a $200K enterprise platform and a shared spreadsheet should not be this wide. We built the thing that belongs in that gap."