CapitalBridge vs Termly
Termly is AI-native covenant extraction (PDFs to covenant terms with automated memos). CapitalBridge is production compliance operations (covenant tracking + borrower portal + audit trail). Different layers of the same problem. Most teams benefit from both.
At a glance
| Dimension | Termly | CapitalBridge |
|---|---|---|
| Primary focus | AI extraction + automated compliance memos | Production compliance ops + counterparty portal |
| Best for | Lean credit teams, emerging managers wanting fast operational wins | Mid-market funds needing production-grade workflows + audit trail |
| Covenant calculation | AI extraction + automated | Deterministic rule-based (regulator-friendly) |
| Document extraction from PDFs | Excellent (AI-native) | Standard (manual + template) |
| Borrower self-service portal | Moderate | Yes (built-in, multi-language) |
| Audit trail | Standard | SHA-256 chained ledger |
| Production deployment | Newer platform | 191+ counterparties, 23 countries |
| Implementation | Low (fast deploy) | 2-4 weeks |
Different layers, often complementary
Termly's AI extraction is genuinely useful for ingesting new credit agreements + generating first-pass compliance memos. CapitalBridge's ongoing compliance operations + borrower portal + SHA-256 audit trail are not what Termly tries to be, and vice versa. Many teams pair them: Termly for intake + analysis, CapitalBridge for ongoing ops + reporting + auditor view. For a single-platform choice: pick based on whether your bottleneck is unstructured-document ingestion (Termly) or ongoing operational compliance + borrower workflows (CapitalBridge).
See how it works with your portfolio structure
Book a 30-minute demo. We configure it with your actual portfolios, categories, and counterparties so you see exactly how CapitalBridge fits. No generic product tour. You talk to the team that built it.
"The gap between a $200K enterprise platform and a shared spreadsheet should not be this wide. We built the thing that belongs in that gap."